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Product Description

Provides the most comprehensive explanation of the process and various approaches to equity sharing, along with the advantages and disadvantages of each. Contains step-by-step instructions for locating suitable co-owners and includes excellent advice on avoiding common pitfalls and maximizing the latest tax benefits. Features samples of legal documents used in equity sharing–with annotations and cross-references to pertinent discussions in the text.

The Home Equity Sharing Manual

Product Description

In 1989, China started charging tuition on a very small scale at a number of universities as a result of the global trend of cost-recovery policies, thus ending the free higher education era in China. It was not until 1997 that all higher education institutions in China started charging tuition and fees. Both the expansion of higher education and the wide gap between income and tuition and fees have created an increasingly high proportion of students who are academically qualified but cannot afford to go to college. To address the problem of the increasing number of financially needy students, in 1999, China launched the pilot Government-subsidized Student Loan Program (GSSLP) in eight cities. This program was extended to full-time students at all of the 1,942 public higher education institutions in 2000, and has been undergoing revisions ever since, including major ones in 2004 and 2007.

As of 2009, the number of financially needy students in China reached 5.27 million, accounting for 23.06 percent of the total enrollment of 22.85 million at higher education institutions in China. Behind those statistics are young people who suffer in many ways. This book provides multiple perspectives, namely, global, comparative, empirical, practical and philosophical ones, on the GSSLP, the largest financial aid program in current China. It not only provides information on financial aid policies, especially the GSSLP, in China, but also offers a comparative perspective by examining student loan programs in the United States and Australia, which are more mature and better developed. Using original dataset, the empirical and practical perspectives examine the effect of the GSSLP on students’ behavior, and look into the different aspects of the GSSLP, including students’ perceptions of and attitudes toward the program, as well as its implementation. In addition to these technical aspects of the GSSLP, this book also examines the larger concepts of equality and social justice from a philosophical perspective, and argues

Student Loans in China: Efficiency, Equity, and Social Justice (Emerging Perspectives on Education in China)

Product Description

Most people leave money they could use to invest sitting in their house or commercial property in the form of equity. After you have purchased real estate and are making monthly payments, you are in the process of building equity. The opportunity to use the equity you have built up in your home is one of the benefits of homeownership. Most people will use this equity to draw out cash and purchase cars, boats, or other declining investments, but there are many other ways to use your equity. This brand new book will demonstrate how to use the equity in your home or business property for investment purposes. You will learn how to leverage your equity to start a business, invest in real estate, purchase stock portfolios, invest in high interest private mortgages, improve or renovate your current home, plan for retirement, buy another house, buy a rental property, save for education expenses, and many other lucrative investments. Equity in a home or business property, that is idly sitting there, does not make you money. Learn how to put it to use today. Use your equity to leverage and pursue your wealth building. This brand new, exhaustively researched book is the ultimate resource for novices and pros alike; it will guide you through every step of the process, with hundreds of innovative ideas that you can put into action right away. This book provides you with proven strategies and innovative ideas used by the experts everyday that you can easily do yourself.

How to Use the Equity in Your Home or Business Today to Invest for Tomorrow